IRS identity theft keeps innocent taxpayers waiting months to receive their refund

http://www.newsnet5.com CLEVELAND - The IRS said there's been a five fold increase in identity theft from 2008 to 2010. While the IRS said the breach is not happening at their offices, they are stuck finding a solution to this costly problem that leaves legitimate taxpayers waiting months for their refund check.


Identity Theft Shield

The 7 Most Common Needs For Legal Counsel.

Here is my list of what I feel are seven of the most common situations when you should consult an attorney. Can you think of a time when you wish you would've / could've contacted an attorney to help resolve or clear up a situation. If you can please post it in comments.

1. Making a will and living will.

Everyone should have a will, statistics show approximately 70% of all North Americans, 50% of those over 50, do not have a will.

2. Buying, selling or leasing a home

Your real estate agent and lender are not lawyers, they are looking out for themselves, not you.

3. Property disputes

This could include everything from property lines to unreturned borrowed items, to who gets Aunt Minnies silverware (see number one above and solve the silverware dispute).

4. Moving traffic violations

There are many I's to dot and T's to cross in any court proceeding, good representation can save you money and keep your record clear.

5. Any incident of property or bodily injury occurring to or by another person.

A small bump can turn into a major law suit, consulting an attorney up front can prevent some major headaches.

6. Any agreement that requires your signature.

This constitutes a legal agreement, why would you go into a legal agreement without consulting your attorney?

7. Credit or warranty disputes.

Excessive charges and denied warranty issues are common because they are rarely disputed by legal counsel, most try to do it themselves and lose out.

Get unlimited attorney consultations by phone and unlimited document reviews (up to 10 pages each) for any personal situations for less than a dollar a day. Pre-Paid Legal Services

Identity Theft Nightmare (The Today Show)

This is a frightening story, one that unfortunately could happen to any of us, one that could happen without you even knowing it until the police knock on your door. The part that stood out to me most was at the end of the segment when Matt asked "Where do you go from here?" to which Ms. Sommerville replied "I would like to get some of my legal fees back." Ms. Sommerville was an identity theft victim, who took the proper steps to report her stolen items, yet wound up being arrested for identity theft. She not only suffered financial loss due to the Identity thief, but also due to defending herself for a crime she was the victim of. Identity Theft Shield combined with Pre-Paid Legals Life Events Legal Plan, is the only complete protection available in North America to prevent this type of occurrence from ruining your life. Calculate in your mind what you think Ms. Sommerville's total loss was financially from the identity theft, court costs, and legal fees, not to mention the mental anguish she suffered. Now compare that to the monthly membership fee for a Pre-Paid Legal Life Events Plan combined with Identity Theft Shield which runs less than a dollar a day. Can you really afford not to be without them? Get you Life Events Plan with Identity Theft Shield started today.

When To Update Your Will

Good Reasons to Change Your Will

Life is ever-changing and so are your estate-planning needs

This article from the AARP web site addresses events in life that would give you reason to update your will. Life events such as getting married or separated, having children or grandchildren, death of a spouse, and retirement. Many things can happen over the course of a year, ordinary life events that can be significant to how your will is structured, but can often be overlooked without an annual review. Some people just don't think about updating their will, others put off updating because of the expense. Unfortunately, many just don't have a will at all, either they are ignoring the inevitable, or, the expense of having a proper will made out deters them, sometimes they just don't know who to talk to.

With Pre-Paid Legals Life Events Legal Plans the excuses for not having and updating your will have been removed. With a Life Events Plan the preparation of your will and your living will are included in the small monthly membership. Annual updating of your will and living will are also included in the plans. There are many benefits to the Life Events Plans, but this one single part of the plans more than pays for the price of membership, both monetarily and with peace of mind that your affairs are in order and will stay that way regardless of what life events occur to change your situation.

Visit my business site or contact me today to start your Life Events membership. Don't put off the inevitable any longer, don't miss an important change that can cause loved ones an unnecessary burden, and no longer feel you can't afford a well drawn up will or don't know who to talk to.

What Is Your Retirement Back Up Plan?

Older Workers May Never Recover From Great Recession - Savings, Retirement Effect - AARP Bulletin

This article on the AARP web site addresses the double pronged problem the recession has faced older workers with. They have been forced to drain savings and retirement funds in order to survive today at the risk of their future. At the same time unemployment of those over 55 is the highest it has been in 60 years. We no longer have the long term employment with pension plans that so many of our parents could rely on, and the 401k's we once felt were so secure have been battered by the economy like a small dingy in a hurricane.

Many are willing, and in fact prefer, to work as long as possible before taking permanent retirement, but the options for a livable wage job are slim and the competition for these jobs are fierce. There is an alternative however, the time may be ripe to start your own business. With the right opportunity you can not only earn a living now and into the future, but also create a residual income that can help you reach the point where you no longer have to work.

There are four elements you should look for when looking to affiliate yourself with a company: are they financially strong; is the timing right, in other words is there a clear need for the product or service; market availability, how many need the product or service compared to how many are providing such; competitive edge, does the company you are looking to associate with have a unique offer that is unmatched by any perceived competitors.

I invite you to check out Pre-Paid Legal Services. They have been in business for almost forty years, are listed on the New York Stock Exchange, have been featured in Forbes, Money, and many other respected business journals, and have an A+ rating with the BBB. The first company to offer legal service plans in the United States, their Life Events Legal Plans offer features and benefits unmatched in the industry, offering coverage in all fifty states and four Canadian provinces.

Pre-Paid Legal Services Inc. is a solid company offering an outstanding opportunity that anyone, regardless of background and education, can be successful in. One which you are never too old to start. If you are interested please contact me. We have the team and training in place to make sure you are as successful as you are willing to be.

Credit Card Skimming

Credit card skimming is one of the most common and undetectable methods of identity theft. There are three main opportunities for the identity thief to rob your identity by credit card skimming; at the gas pump, at the atm, and anytime you hand your credit or debit card over to someone who leaves your sight in order to process a payment, such as to a waitperson in a restaurant . As this news report shows the identity theft is quick and most times undetected, a hand held credit card skimmer is often used by service people or, they will place the credit card skimmer on an atm or other card reading device and come back and collect the days stolen credit information at a later time. Identity theft has become a common occurrence, everyone is a potential victim, protect yourself and your family with Identity Theft Shield and a Life Events Legal Plan with Pre-Paid Legal, and ounce of prevention is worth a pound of cure.

Pre-Paid Legal Services vs. Private Practice Delivery Model

Back to the Future in Legal Services: 40 Years and Counting -- ADA, Okla., May 19, 2011 /PRNewswire/ --

In the above article you will find the views of attorneys on the advantages of the Pre-Paid Legal Life Events membership as opposed to acquiring an attorney through conventional means, or going without one at all. One thing that stood out to me is that attorneys within the Pre-Paid Legal providers system are not worried about billable hours, they can concentrate on your situation. In addition there is no fee for first time consultation and many of your most common legal needs such as will preparation and contract reviews are included in your low monthly membership fee. Take a look, I think you will find that Pre-Paid Legal Services offer superior value compared to hiring an attorney through standard means, and much more sensible than trying to go it alone.

If this makes sense to you, don't you think it would make sense to people you know? Pre-Paid Legal is an excellent part-time business you can work from home or wherever you are at the moment. Many are making a full time income part time, sometimes exceeding the income from their full time job. Many others have grown to the point of making a full time business of Pre-Paid Legal. If you would like more information please contact me.